Net Salary Calculator
See how much of a salary you actually take home. Enter the gross annual salary, your effective income tax rate, social insurance and pension contributions and any other yearly deductions, and choose how many payments a year you receive. The calculator shows net pay per year, per payment, per month and per week, and the share of gross pay you keep.
- Runs in your browser
- No sign-up
- Free to use
Your total income tax divided by gross pay (not the top bracket).
Rates are the ones you enter – this tool does not know the rules of any country or state. Check the official rates with your tax authority or an adviser.
How to use Net Salary Calculator
- Enter the gross annual salary.
- Enter your effective tax and contribution rates.
- Choose the number of payments a year.
- Read net pay per period.
Net Salary Calculator features
Effective rates
Works in any country.
13th and 14th salaries
Payment counts supported.
Breakdown
Each deduction shown.
Share kept
Net as a percentage.
Formula shown
Every result explains how it was calculated.
Any currency
Choose from 30+ currencies; amounts are formatted for it.
When to use Net Salary Calculator
- Comparing job offers.
- Budgeting after a raise.
- Planning a move abroad.
- Checking a payslip.
Net Salary Calculator FAQ
What is an effective tax rate?
Your total income tax divided by your gross pay. It is lower than your top bracket because lower brackets apply to the first part of your income.
Where do I find my rates?
On a payslip or tax return, or from an official tax calculator for your country.
Why is the result an estimate?
Real tax depends on brackets, allowances and personal circumstances, which a flat rate cannot capture exactly.
Can I go the other way?
Yes – the Gross Salary Calculator works out the gross pay needed for a target net.
Gross versus net
Job offers quote gross pay, but rent and groceries are paid from net pay. The difference can be a third of the salary or more, so comparing offers by net pay is more meaningful – especially across countries.
Pension contributions reduce net pay today but are part of your total compensation.
This calculator does not contain the tax rules of any country, state or city. It applies the rates you enter, which keeps it useful everywhere but means you should confirm the right rates and any exemptions with the official tax authority or an accountant before relying on the figure.
Tax figures are a frequent source of errors in quotes and budgets. Keeping the net amount, the tax and the gross amount side by side, as this calculator does, makes it easy to check an invoice or a receipt line by line.