Expense Calculator
Get the true yearly cost of everything you pay for. List each expense with its amount and how many times a year it is paid – 12 for monthly bills, 52 for weekly costs, 4 for quarterly ones, 1 for yearly or one-off costs. The calculator adds them up, converts the total to monthly, weekly and daily figures and ranks the costs by size so you can see what matters most.
- Runs in your browser
- No sign-up
- Free to use
Times per year: 12 for monthly, 52 for weekly, 1 for yearly. Leave it out for one-off costs.
How to use Expense Calculator
- Write one expense per line: name | amount | times per year.
- Leave out the frequency for one-off costs.
- Read the totals per year, month, week and day.
- Look at the biggest costs first.
Expense Calculator features
Mixed frequencies
Weekly, monthly, yearly in one list.
Ranking
Largest costs first, with shares.
Four views
Year, month, week, day.
Paste from spreadsheets
Tab or | separated lines.
Any currency
Choose from 30+ currencies; amounts are formatted for it.
Private
Runs in your browser; nothing is sent or stored.
When to use Expense Calculator
- Household budgets.
- Startup and small business running costs.
- Reviewing subscriptions.
- Pricing a service to cover overheads.
Expense Calculator FAQ
Why convert everything to a yearly figure?
Monthly, quarterly and yearly bills are hard to compare directly. A yearly total makes them comparable and shows the real size of small recurring costs.
How do I enter a quarterly bill?
Enter the amount and 4 as the number of times per year.
Can I include irregular costs?
Estimate how often they occur in a typical year, for example 2 for car repairs.
Is anything saved?
No. Copy your list somewhere safe if you want to reuse it.
Seeing costs clearly
Small recurring costs add up: three subscriptions at 15 a month cost more than a single 500 yearly bill. Ranking expenses by their yearly total shows where savings would make the biggest difference.
For businesses, the monthly figure is the fixed-cost line to cover before making a profit, which feeds directly into a break-even calculation.
Re-run the numbers whenever an input changes – a supplier raises prices, a fee is updated or demand shifts – because small changes in costs or volumes often have a large effect on the result.
The calculator is deliberately simple: it uses the figures you enter and shows the arithmetic, so you can follow every step and repeat it in a spreadsheet when you want to build a fuller model.